Leadership
Empowering Lives: A Journey of Financial Freedom and Personal Growth w/ Evangelist Bertha Winston
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www.facebook.com/bertha.winston
www.linkedin.com/in/bertha-winston
www.Instagram.com/winstonexperience
www.retiredanddebtfree.com
www.thewinstonexperience.com
www.destined2millions.com
Evangelist Bertha Winston is a renowned financial expert, writer, and international speaker whose influence extends far beyond her immediate community. She has graced the covers of prominent magazines like Forbes One, Black Woman magazine, Soigne’ + Swank magazine, Nspire magazine, and GLEBB magazine. Her feature on the cover of Women Empowered to Win Global magazine for Mother’s Day and her recognition on a billboard as one of the «2024 Top Women in Business and Ministry» underscores her widespread impact.
Bertha Winston’s literary journey is as impressive as her public presence. She has authored several bestsellers, including «Empowered To Win 4th Edition,» «UNSHAKABLE FAITH,» «Redirect, Redefine & Renew You,» «Love Like You’ve Never Been Hurt,» and «Love, Lead and Let Go.» Her recent releases, «Women Empowered to Win,» «The Glory of His Presence,» and «9 Voices 1 Message,» introduced in Toronto, Canada, demonstrate her dedication to financial empowerment and personal growth.
Having retired from her position as an office manager at a prestigious law firm in the District of Columbia, Bertha has redirected her energies toward guiding people on how to create passive income streams and achieve a debt-free retirement. Her life embodies resilience and faith, serving as a beacon of hope and inspiration to those striving for financial independence.
At the heart of Bertha Winston’s mission is her company, The Winston Experience and Destined2Millions. Through this platform, she guides clients towards achieving financial freedom and creating wealth. What sets The Winston Experience apart is its commitment to treating clients like family. «We don’t judge them, and they feel like we are family and are comfortable working with us because they know that we are going to fight for them to reach their financial goals,» Bertha explains. The company has developed systems that clients can plug into, providing peace of mind and the assurance that they are in good hands.
Bertha’s approach to financial education is unique and impactful. Her methods are designed to help clients grow their money faster and gain the resources needed to help their communities. The emphasis on personal connection and unwavering support is what makes The Winston Experience a standout in the financial services industry.
Beyond her professional achievements, Bertha Winston’s life is a testament to the power of faith and resilience. As a dynamic educator and influencer, she continues to inspire others on their journey to financial independence. Her ability to blend financial expertise with personal empowerment has made her a sought-after speaker and a beloved mentor to many.
Tell us about the latest books that you have published.
I’ve recently published three books that I’m very proud of. The first is «Women Empowered to Win,» which is a collection of inspiring stories from women who have overcome significant challenges and achieved great success in their lives. It’s a testament to the strength, resilience, and determination of women from all walks of life.
The second book is «The Glory of His Presence,» which delves into the profound experiences and testimonies of individuals who have encountered divine presence in their lives. It’s a spiritually uplifting read that showcases the transformative power of faith.
Finally, «9 Voices, 1 Message» is a collaboration featuring nine different authors, each sharing their unique perspectives and insights on a common theme. It’s a rich and diverse collection that brings together a variety of voices to deliver a powerful, unified message,which was introduced in Toronto, Canada.
Can you share a personal story that exemplifies how you embraced change and discovered your true potential?
When I was 62 years old, I found myself at a crossroads. I wanted to retire, but I discovered I had not planned properly and was not financially in a position to retire; therefore, I had to work 10 more years before I could retire. I had always been passionate about helping people, and I enjoyed the moments when I could provide financial advice to friends and family, seeing how it made a real difference in their lives. However, the idea of retiring to pursue something uncertain was daunting.
One evening, I attended a seminar on financial planning, and the speaker’s passion was infectious. It reignited something in me. I realized that it wasn’t too late to make a change, and I decided to take a leap of faith. I enrolled in a financial coaching certification program, dedicating my evenings and weekends to studying. It wasn’t easy balancing work, studies, and family, but my determination grew stronger with each passing day.
Upon completing the program, I faced another significant challenge: building a client base from scratch. I leveraged my network, offering free workshops and seminars to showcase my expertise. Slowly but surely, word of mouth began to spread. Each client success story fueled my passion, reaffirming my decision to embrace this new path.
One particular client, a young couple burdened with debt and financial anxiety, stands out in my memory. Through consistent coaching and personalized financial planning, they managed to turn their situation around, eventually buying their first home. Seeing their joy and knowing I played a part in their journey was incredibly fulfilling.
Looking back, the decision to embrace change at 62 was one of the best decisions I have ever made. It not only allowed me to discover my true potential but also brought a sense of purpose and fulfillment that I had been missing. Now, as a financial coach at 73, I continue to inspire others, showing them that it’s never too late to pursue your passion and make a meaningful impact.
How are you helping people in the finance and credit world?
As a financial coach, I help individuals and businesses navigate the complexities of finance and credit through personalized guidance and education. My approach includes:
- Financial Literacy Education: I provide workshops, seminars, and one-on-one coaching sessions to educate clients on fundamental financial concepts, such as budgeting, saving, investing, and credit management. By enhancing their financial literacy, clients are better equipped to make informed decisions.
- Customized Financial Planning: I work closely with clients to develop tailored financial plans that align with their unique goals and circumstances. This includes creating budgets, setting savings targets, planning for retirement, and managing debt.
- Credit Improvement Strategies: I assist clients in understanding their credit reports and scores, identifying areas for improvement, and implementing strategies to enhance their creditworthiness. This can involve disputing inaccuracies, reducing debt, and establishing positive credit behaviors.
- Debt Management and Reduction: I help clients develop strategies to manage and reduce their debt, whether it’s through consolidating loans, negotiating with creditors, or creating repayment plans. The goal is to alleviate financial stress and move towards financial stability.
- Investment Guidance: I provide insights into various investment options and help clients build diversified portfolios that match their risk tolerance and financial goals. This includes education on stocks, bonds, mutual funds, and other investment vehicles.
- Ongoing Support and Accountability: I offer continuous support and accountability to ensure clients stay on track with their financial goals. Regular check-ins and progress reviews help clients remain motivated and make necessary adjustments to their plans.
Through these efforts, I empower clients to achieve financial independence, build wealth, and secure their financial future.
How has your experience as the eldest of eleven children influenced your approach to leadership and motivation?
While I am the eldest of eleven children, my upbringing was distinct as I was adopted and did not live with my biological siblings. This unique situation has still influenced my approach to leadership and motivation in several ways.
Knowing that I have biological siblings with different life experiences has heightened my awareness of diverse perspectives. This understanding helps me appreciate the varied backgrounds and viewpoints within my team, fostering an inclusive and empathetic leadership style.
Growing up in an adoptive family taught me resilience and adaptability. These qualities are essential in leadership, enabling me to navigate change and uncertainty with confidence. I encourage my team to be flexible and open to new ideas, helping them thrive in dynamic environments.
Although I did not grow up with my biological siblings, the knowledge of their existence instilled in me the importance of connection and relationships. I prioritize building strong, supportive relationships within my team, emphasizing collaboration and mutual respect.
My unique family background has reinforced the significance of individual growth and self-discovery. As a leader, I strive to understand the personal and professional aspirations of each team member, providing opportunities for development and growth tailored to their needs.
Understanding the complexities of family dynamics, both biological and adoptive, has deepened my empathy and compassion. I lead with a focus on understanding and addressing the emotional and practical needs of my team, creating a supportive and nurturing environment.
Recognizing that everyone’s journey is different, I motivate my team by understanding their individual motivations and aligning them with our collective goals. This personalized approach helps each member feel valued and driven to contribute their best.
While my experience as the eldest of eleven children is unconventional, it has profoundly shaped my leadership and motivational approach. I lead with empathy, adaptability, and a focus on building meaningful connections, ensuring that each team member feels supported and empowered to achieve their full potential.
What advice would you give to someone who is facing a difficult period and needs to find their inner strength?
Facing a difficult period can be incredibly challenging, but finding your inner strength is essential to overcoming adversity.
1. Acknowledge Your Feelings: Accepting your emotions is the first step. It’s okay to feel overwhelmed, anxious, or upset. Acknowledging these feelings without judgment can provide clarity.
2. Set Small, Achievable Goals: Breaking down larger challenges into smaller, manageable tasks can help create a sense of accomplishment and progress. Celebrate each small victory.
3. Seek Support: Don’t hesitate to reach out to friends, family, or a support group. Talking about your struggles can provide relief and new perspectives.
4. Practice Self-Care: Prioritize activities that nurture your physical, emotional, and mental well-being. This could include exercise, meditation, hobbies, or simply taking time to rest.
5. Stay Positive: Focus on positive aspects of your life and things you’re grateful for. This can shift your mindset and provide motivation to keep going.
6. Learn and Adapt: View challenges as opportunities for growth. Reflect on what the situation can teach you and how you can use this knowledge in the future.
7. Financial Management: Since financial stress can exacerbate difficult times, create a budget and identify areas where you can cut costs. Seek professional financial advice if necessary.
8. Stay Connected: Maintaining social connections can provide emotional support and practical help. Engaging with a community can reduce feelings of isolation.
Remember, everyone has inner strength, and often it’s through facing and overcoming challenges that we discover just how resilient we are.
Leadership
Bridging the Wealth Gap Through Government Contracts: The Vision of Dr. Karwanna D. Irving
Dr. Karwanna D. Irving is a transformational speaker, author, and nationally recognized business coach who has built her career on helping six-figure entrepreneurs scale to seven figures by leveraging one of the most powerful yet underutilized revenue streams available: government contracts. With more than twenty years of experience spanning entrepreneurship, leadership development, and strategic growth, Dr. Irving has positioned herself as a trusted authority in teaching business owners how to successfully sell to the world’s largest buyer, the U.S. government.
Throughout her career, Dr. Irving has empowered more than7,000 entrepreneurs, executives, and business leaders to move beyond traditional income ceilings and step into sustainable, scalable growth. Her approach combines strategic clarity, practical execution, and mindset transformation, allowing her clients to confidently pursue lucrative public sector opportunities without sacrificing their vision or values. Known for translating complex government contracting processes into clear, actionable steps, she has helped countless businesses expand their reach, increase profitability, and create long-term financial stability.
Dr. Irving’s impact and leadership have been widely recognized. She is a recipient of the 2024 Stevie Awards in Business and the prestigious 2025 Enterprising Woman Award, honoring her influence as both a business strategist and a champion for economic equity. Her work has been featured in Success Magazine, and the San Francisco Business Times named her firm among the Top 100 Fastest Growing Bay Area Private Companies. Further solidifying her standing as an industry leader, Dr. Irving’s company ranked #1680 on the Inc. 5000 list of 2025 Fastest Growing Private Companies in America.
Beyond accolades, Dr. Irving is deeply committed to bridging the wealth gap by equipping six-figure business owners with the knowledge and confidence needed to unlock multi-million-dollar opportunities. She believes access to government contracts can be transformative not only for individual entrepreneurs, but for families, communities, and future generations. Through speaking engagements, coaching programs, and educational challenges, Dr. Irving continues to inspire business owners to think bigger, execute smarter, and build enterprises that create lasting impact.
Special thanks to Dr. Karwanna’s Sponsor
San Francisco African American Chamber of Commerce
Website: www.sfaacc.org
What’s New: Major Momentum and Opportunities Emerging in the Last Three Months
Over the past three months, the momentum within my business has been nothing short of incredible, and I am excited about the opportunities we are now opening for business owners at a higher level. One of the most significant developments is the re-launch of our five-day challenge designed specifically to help business owners, entrepreneurs, and high-level executives add an additional six to seven figures by securing lucrative government contracts. This initiative was created in response to the growing demand from entrepreneurs who are ready to scale but are hitting a ceiling in the private sector.
What makes this challenge different is its focus on real strategies, real opportunities, and real execution. Participants are not just learning theory. They are gaining clarity on how government agencies buy, how to position their businesses correctly, and how to confidently pursue contracts that align with their existing services. In a time when many businesses are experiencing uncertainty in traditional markets, government contracting offers stability, consistency, and long-term growth, and this challenge meets business owners exactly where they are.
Another exciting development is the expansion of our educational framework to support more advanced entrepreneurs who are already earning six figures and want to transition into seven-figure government opportunities. We are seeing an increase in executives and established founders who recognize that government contracts are not just an add-on but a strategic growth pillar. This evolution reflects our commitment to meeting our community at every stage of growth while continuing to elevate the conversation around wealth creation, access, and sustainability.
For those ready to take advantage of these opportunities, the upcoming five-day challenge is the perfect entry point. Business owners can learn more and secure their spot by visiting ContractsToMillions.com, where the next level of scaling begins.
Looking Ahead: What’s Coming in the Next Few Months
In the coming months, my focus remains on expanding access to education, strategy, and execution around government contracting at scale. The centerpiece of this effort is our upcoming five-day challenge, which will serve as both an intensive learning experience and a catalyst for long-term growth. This challenge is designed for business owners, entrepreneurs, and high-level executives who are serious about adding six to seven figures in revenue and are ready to move with intention.
During the challenge, participants will gain insight into how government agencies source vendors, how to align their current offerings with public sector demand, and how to build credibility quickly in a highly competitive space. We will also address mindset barriers that often prevent entrepreneurs from pursuing government contracts, such as fear, misinformation, or the belief that these opportunities are out of reach. My goal is to demystify the process and empower participants with clarity and confidence.
Beyond the challenge itself, this initiative sets the stage for deeper engagement and continued support for those ready to fully integrate government contracting into their business model. The upcoming months will also include expanded resources, strategic partnerships, and advanced training opportunities designed to help entrepreneurs move from learning to implementation without unnecessary delays.
For anyone who knows they are capable of more and is ready to pursue stable, scalable revenue, now is the time. The upcoming five-day challenge provides a powerful starting point for transforming how business owners think about growth and opportunity. More details and registration information can be found at ContractsToMillions.com.
Contact Information
- Email: karwanna1@gmail.com
- Website: www.ShesGotGoals.com
- Facebook: https://facebook.com/IAMKARWANNAD
- Instagram: @karwannadspeaks
- LinkedIn: https://linkedin.com/in/karwannadspeaks/
Leadership
Healing, Forgiveness, and Purpose: Rhonda James Woolard’s Mission to Transform Lives
Rhonda James Woolard, A Life Devoted to Healing and Empowerment
Rhonda James Woolard is a survivor of sexual abuse who has turned her experiences into a powerful mission of healing for others. She has used her story not only to navigate her own journey of recovery but also to guide countless others through similar challenges. Rhonda has coauthored the book “A Catalyst Change,” available on Amazon, which offers insight into personal transformation and resilience. In addition, she is the author of “A Time to Heal: 7 Steps to Healing and Forgiveness After Sexual Abuse and Assault,” available at yourtimetoheal.net, providing practical guidance for anyone seeking restoration after trauma.
Expanding her mission of healing, Rhonda has created two coloring books, “A Color to Heal” and “A Time to Heal to Color”. These resources serve as tools for reflection, mindfulness, and emotional restoration. Beyond her publications, Rhonda is the founder of RJW Guiding Services, LLC, where she serves as a Certified Master Life Coach specializing in forgiveness and grief coaching. Through her coaching, she empowers individuals to release past pain, cultivate self-compassion, and embrace their path to wholeness.
With God as the center of her life, Rhonda attributes her resilience and accomplishments to faith and divine guidance through every circumstance. She believes that her legacy is not merely in her personal achievements but in the lives she touches and the lasting impact she may never personally witness. Her work embodies the principles of empathy, faith, and empowerment, and she continues to inspire people worldwide to rise above adversity, forgive, heal, and embrace their purpose. Rhonda’s story and work are a testament to the power of faith, courage, and commitment to helping others transform their lives.
CELEBRATING RECENT ACCOMPLISHMENTS
Anything new that you want to share about your business that has happened within the last three months?
In the past three months, Rhonda James Woolard has reached new milestones in both recognition and creative contributions. She was honored as one of 100 Women in Business, a distinction that highlights her influence, leadership, and dedication to empowering others. Adding to her growing body of work, she released two coloring books, “A Color to Heal” and “A Time to Heal to Color,” both designed to encourage mindfulness, emotional processing, and self-reflection.
Rhonda’s efforts to reach broader audiences have also included several speaking engagements and podcast appearances. She has been featured on Pained to Purpose, Author Spotlight, and Unboxed on Purposed, sharing her insights on healing, forgiveness, and resilience. Additionally, she has spoken at impactful events including Finding Peace Through it All, Boss Health Matters Breast Cancer, Rebirth Summit, Courage to Heal, and the BIPOC Healing Together Summit, which focused on addressing mental health stigma in communities of color.
Her community engagement extends to in-person events as well. Rhonda participated as a vendor at the Wonder Women Conference, providing her resources and guidance to attendees. Most notably, she was honored as Woman of the Year at the Survivor’s with a Testimony and PATH 5th Annual Charity Gala, recognizing her courage, leadership, and commitment to using her experiences to help others heal. Each of these milestones reflects her growing influence and the consistent impact of her work in the areas of healing, forgiveness, and empowerment.
UPCOMING EVENTS AND ENGAGEMENTS
Do you have anything coming up within the next couple of months? Please include what it is and website for more details
Rhonda James Woolard has several upcoming opportunities to share her message and empower audiences. She will be speaking at the Business Bestie Networking Experience from March 13-15, providing strategies, inspiration, and personal insights to help entrepreneurs thrive. In addition, she will participate in the Community Author Showcase and Writer’s Symposium on December 7th. More details can be found at essiefdennis.com.
On December 14th, Rhonda will join the Recalibrate HER Virtual Summit, a Roundtable for HER by HER, where she will share guidance on healing, empowerment, and professional growth. Registration and event details are available at www.popupandcreate.com/events. She will also appear at the Litcon Virtual Holiday Empowerment Authors Summit 2025 on December 6th, a platform that highlights authors and thought leaders. Details for this summit can be found at www.litconvirtualexpo.org.
Additionally, Rhonda received the Author Allstar award, further recognizing her contributions to literature, healing, and empowerment. She was also recognized as Top 20 Authors for 2025 for Author Allstars. These upcoming engagements reflect her ongoing commitment to helping others find strength, forgiveness, and healing through her work, writing, and speaking.
CONTACT INFORMATIONEmail: rhondawoolard@yahoo.com
Website: rjwguidingservices.com and yourtimetoheal.net
Facebook: rhonda.jameswoolard
Instagram: @rhondajameswoolard
Leadership
From Challenges to Change: Tonya L. White’s Journey of Reflection and Empowerment
Tonya L. White, Educator and Advocate for Intentional Living
Tonya L. White is a mother, special education teacher, author, and founder of And Suddenly Life Got Busy LLC, a brand dedicated to helping people slow down, reflect, and rediscover balance through journaling. Tonya’s journey into the world of guided journaling was deeply personal. Life presented her with challenges that reshaped her perspective, teaching her the transformative power of writing and self-reflection. She recognized that the simple act of putting pen to paper could help untangle thoughts, reduce stress, and create intentional space for growth. Inspired by this realization, Tonya combined her educational expertise and creative passion to develop her signature guided journal, which has become a cornerstone of her work in promoting personal wellness and reflection.
Tonya’s mission extends far beyond journaling itself. She offers workshops, speaking engagements, and digital resources that support healing, emotional growth, and mindful living. By designing tools and experiences that are accessible and practical, she empowers busy individuals to embrace a slower pace, consider their priorities, and cultivate self-awareness. Her background in education gives her a unique ability to create materials that are not only engaging but also structured to foster meaningful reflection and personal development.
Through And Suddenly Life Got Busy LLC, Tonya has cultivated a community where people feel seen, supported, and inspired to invest in themselves. Her work emphasizes that pausing to reflect is not a luxury but an essential practice for living intentionally. Tonya’s growing influence continues to encourage people to slow down, breathe, and navigate life with purpose. Through her journals, workshops, and online presence, she inspires others to embrace reflection, celebrate growth, and become the best version of themselves. Tonya L. White’s story is a testament to the power of combining personal experience with professional expertise to create tools that genuinely enhance lives.
RECENT BUSINESS HIGHLIGHTS
Anything new that you want to share about your business that has happened within the last three months?
Over the past three months, Tonya L. White has experienced significant growth and visibility for her brand And Suddenly Life Got Busy LLC. She has been featured on three podcasts: Ville-Land Podcast, Ready, Set Collaborate! with Wanda Pearson, and The Minding My Business Mic Drop. On each platform, she shared her personal journey, the inspiration behind her guided journal, and her mission to help people slow down and find balance. These appearances not only expanded her reach but also connected her with audiences who resonated deeply with her message of intentional living and self-reflection.
Beyond media exposure, Tonya continued to build her online presence, enhancing her website, social media platforms, and marketing materials to better communicate her brand’s purpose. She focused on refining her offerings to prepare for upcoming workshops and speaking engagements. These efforts have not only elevated her professional visibility but also strengthened her confidence as an entrepreneur. Tonya notes that connecting with like-minded individuals through podcasts, events, and online platforms has provided opportunities for collaboration, feedback, and community engagement. Her growth during this period highlights her dedication to helping people navigate busy lives while embracing reflection and personal growth.
Tonya L. White was celebrated in a major way at the 2025 Author AllStar Awards, taking home multiple honors that highlight her impact and influence in the literary community. She was awarded the $1500 Author AllStar Income Generator Award, the Author AllStar Comma Club Award, the Magazine Award Winner recognition, and secured a spot as a Top 20 Author of the Year. Her accomplishments reflect her dedication to empowering writers and elevating the author community through excellence and authenticity.
UPCOMING EVENTS AND PROJECTS
Do you have anything coming up within the next couple of months? Please include what it is and website for more details
Tonya L. White has several exciting projects and engagements planned for the next few months. She is currently working on her second guided journal, which will expand the tools and exercises available for personal reflection and intentional living. This new journal builds upon the success of her first, offering more structured guidance for people seeking to slow down and prioritize self-care.
In addition to her new journal, Tonya will be recognized and honored at the 4th Annual International Women’s Gala hosted by Fueled by Flaws, celebrating her contributions as an entrepreneur and advocate for personal growth. She is also a featured speaker at the 1st Annual Conference Sistas Inspiring Sistas and the Recalibrate HER Virtual Summit. These engagements allow her to share her journey, insights, and practical strategies for reflection and balance with wider audiences.
Tonya is also actively seeking more opportunities to speak both locally and virtually, using her story and her journal to inspire others to pause, breathe, and invest in themselves. She continues to create workshops, build collaborations, and grow her online community, all with the goal of making intentional living and journaling accessible, meaningful, and transformative for people navigating busy lives.
CONTACT INFORMATION
Email: tonyawhite@suddenlylifebusy.com
Website: www.suddenlylifebusy.com
Facebook: facebook.com/tonya.l.white.3
Instagram: @tonyalwhite
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